Member Bank DIF Deposit Insurance since 1934 FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Earn 3.50% APY* 
With Our New High-Yield Savings.

Unlock your earning power with High-Yield Savings.

4.07% APY1
5-Month CD2  

4.00% APY1 
7-Month CD3

Open online today and watch your savings grow! 

Join us for 
Shred Day! 

As a sponsor of Quincy 400 we are participating in shred day for our clients and residents of Quincy. South Shore Bank clients need to show proof of banking relationship. 

Saturday, May 31, 2025 
8:00 AM to 12:00 PM  
55 Sea Street, Quincy MA

Open a Free
Checking Today

This account lets you get back to the basics of money management. Open a Free Checking with no minimum balance required, no monthly service charge, no exceptions. 

Keeping your money safe with DIF

As a depositor at South Shore Bank, all your deposits and accrued interest are insured in full, without limitations or exception. Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).

Sharing success.
Growing your business.
That’s above and beyond banking.

"South Shore Bank had that level of commitment. They not only created a funding package that met our needs: they also wanted to build a long-lasting business relationship."

Sheldon Lloyd
Co-owner and CEO, City Fresh
Client since 2022

Loans & Lines of Credit

From our competitive rates to flexible terms, our commercial loan experts will walk you through each step and tailor a plan to your needs.

Business Checking 

Our business accounts are flexible and designed to give you a variety of options to meet the unique needs of your business.

Treasury Services

Customized treasury service solutions that fit your needs, reduce your administrative costs, and make banking more efficient.